Posted on May 16, 2019
Auto Accidents 101: Never Speak to the Other Driver’s Insurance Company

If you have been injured in an auto accident as a result of another person’s negligence and/or wrongdoing, you often deal with your insurance company and the insurance company of the at-fault party. Once an accident is reported, the insurance company assigns a representative to investigate the claim.  Insurance company representatives can have several different titles -Claims Adjuster/Claims Specialist/ Claims Analyst/etc. – yet they all have the same goal:  to protect the financial interests of their insurance company by minimizing their payout regardless of the victim’s interests.

At the end of the day, an insurance adjuster’s performance is based on how little and how quickly he or she can settle a claim. Insurance companies have no incentive to help you as the victim. We encourage you to contact Buckley Wynne & Parese before speaking to an insurance representative in order to receive the just treatment and the compensation you deserve. 

Commonly Employed Tricks and Tactics of Insurance Companies

  • Early and Friendly Contact: The goal of an insurance representative is to get in touch with you before you realize the extent of your injuries and dissuade you from contacting an attorney. Any conversation you have with the representative may seem like open communication, but they are really just trying to build a defense. He or she will attempt to extract information and get you to say things such as “I’m sorry” or “I’m not hurt.”  
  • Recorded or Written Statements: Insurance representatives will encourage recorded or written statements. You are not required to provide either of these to the other party’s insurance company. Insurance representatives take countless statements a day and know exactly what questions to ask you in order to put their insured in the best light.
  • Liability: Regardless of which driver the responding police officer finds at-fault for the accident, an insurance company will always question whether their insured was truly liable. They’ll do anything to minimize, delay or deny your claim.   
  • Injuries: Insurance representatives will oftentimes dispute the severity of your injuries and whether your injuries are related to any preexisting conditions or prior injuries.  Do not sign an authorization allowing the insurance company to obtain your medical records.
  • Sign on the Dotted Line: Insurance companies are looking to close out claims as soon as possible so that victims give up their right to sue. They’ll even provide arbitrary deadlines to motivate you to settle. Be sure to speak with a lawyer at BWP before signing anything.

Victims are not always aware of the value of his or her claim. Insurance representatives will attempt to settle your claim without considering other factors such as lost wages, out of pocket expenses, pain and suffering, and permanent injury. Buckley Wynne & Parese are experienced lawyers who will walk you through the process and handle any communication with the insurance companies. We will fight for the compensation you deserve. Call us today.

Recent Case Results

    $9,000,000

    Serious Injury Settlement

    $7,500,000

    Racketeering and Fraud Judgment

    $6,400,000

    Serious Injury Verdict

    $4,000,000

    Wrongful Death Settlement

    $1,100,000

    Motor Vehicle Settlement

    $800,000

    Motor Vehicle Settlement

    $2,100,000

    Premise Liability Settlement

    $1,800,000

    Liquor Liability Judgment

    $1,500,000

    Police Liability Settlement

    $498,000

    Motor Vehicle Settlement

    $475,000

    Motor Vehicle Arbitration Award

    $350,000

    Motor Vehicle Settlement

    $950,000

    Legal Malpractice Settlement

    $850,000

    Medical Malpractice Settlement

    $250,000

    Motor Vehicle Settlement

    $650,000

    Wrongful Death Settlement

    $600,000

    Medical Malpractice Verdict

    $600,000

    Sexual Abuse Settlement

    $8,500,000

    Serious Injury Settlement

    $500,000

    Product Liability Settlement

    $385,000

    Product Liability Settlement

    $300,000

    Serious Injury Verdict

    $275,000

    Serious Injury Verdict

    $1,000,000

    Motor Vehicle Settlement

Client Reviews of Our Personal Injury Attorneys

    Friendly, professional and VERY responsive!

    Friendly, professional and VERY responsive!

    Attorney John Buckley was highly recommended to me by quite a few people and upon my first meeting to discuss my case, I knew immediately that I was in good hands. He took his time to explain everything to me in great detail and stayed in communication throughout my entire case. His staff was also extremely friendly, professional and VERY responsive! I actually never had to reach out about my case because they over-communicated with me from beginning to end. My accident was very unfortunate, but I’m extremely grateful I was working with Attorney Buckley through it all! I highly recommend this law firm!!!

    - Jamie B.

    Respectful, extremely knowledgeable, & understanding

    Respectful, extremely knowledgeable, & understanding

    Recently engaged BWP concerning a motor vehicle accident. From the initial consult, and continuing throughout the entire process, John Parese and the entire staff were respectful, extremely knowledgeable, understanding of my goals and supportive to work towards achieving the best possible outcome. It was a very seamless, friendly relationship and a firm that I would highly recommend to anyone.

    - Robert T.

    Couldn’t have been happier with the services I received!

    Couldn’t have been happier with the services I received!

    I contacted BWP in June 2019, after I was hit by a drunk driver. John Wynne was my attorney. I couldn’t have been happier with the services I received. Everyone I dealt with was very professional and made sure I had all the help I needed. I highly recommend this law firm.

    - Valerie

    Quick and consistent

    Quick and consistent

    John Buckley was quick and consistent in relaying information to me regarding litigation, and he and his staff were always very supportive of any requests I made. John’s experience and strategic expertise made the difference in dealing with the insurance company, and we achieved the best possible outcome thanks to his vigilance. Cannot recommend BWP highly enough!

    - Richard

    Thorough, caring, and patient

    Thorough, caring, and patient

    I don't have the words to describe how wonderful John Parese was to work with. He took my family and I under his wing during a difficult time. He was by our side for 3 years while I was treated. He was thorough, caring, and patient. He was always there to answer questions and made us feel that he was in our corner. John explained our options and walked us through the process many times. It was WAY outside of my comfort zone to go to litigation, but he believed in me and my case. He was phenomenal in court and I was very proud to be part of his team. We are forever thankful and would recommend him to anyone!

    - The Yanellis

    Kind, patient, honest and extremely knowledgeable

    Kind, patient, honest and extremely knowledgeable

    John Parese is an excellent attorney who provided care that was needed at an extremely difficult and a long period of time. He and his team are very dedicated and gave professional guidance in various aspects. I am very grateful for having received a degree of release for the painful accident, and trauma which was unfortunate and terrifying. Mr. Parese is very kind, patient, honest and extremely knowledgeable. I'd highly recommend his help to people in need.

    - Xueping Q.

    Two thumbs up!

    Two thumbs up!

    John Parese is an amazing attorney! He constantly checked in with me to make sure I was feeling better after my accident and gave me updates on where we were in the process. I never doubted that I was in good hands. Thank you John and also to your team! Two thumbs up!

    - Kristen R.

    Wonderful staff.

    Wonderful staff.

    Wonderful staff. They gave the impression that they really care for their clients. I will call on them again if I need in the future.

    - Kelly B.

    Excellent attorney who always fights to protect his clients

    Excellent attorney who always fights to protect his clients

    John has assisted me with several issues. He is an excellent attorney who always fights to protect his clients. I was able to recover medically knowing John was fully handling the insurance and issues with my case. I will continue to use him in the future.

    - Danielle Q.

    Very professional and his team is wonderful!

    Very professional and his team is wonderful!

    Attorney Parese helped me with my car accident. He is very professional and his team is wonderful. I highly recommend his services for car accidents!!! Thank you John.

    - Walter P.